Join SBAM 和 Blue Cross in a series of four webinars to learn about new product 和 service solutions that will help you grow 和 maintain your book of business. Topics will include agent services, small business advocacy updates, 和创新, affordable product offerings. Discover the advantage of working in partnership with SBAM for a complete employee benefit package that is efficient 和 hassle-free for 保险 agents.

Three people reviewing health 保险 documents


Being an 保险 agent can be fulfilling 和 create a ton of opportunities for you. It can also be a lot to manage. New hires 和 terminations to your customer’s group 保险 plans, 合规, 索赔, 工资, 这样的例子不胜枚举. There are so many boxes that need to be checked 和 lines that need to be connected leaving a lot of room for errors 和 making your life extremely stressful.

But what if you had a partner, who could help you make sure everything was in order 和 running smoothly? The SBAM 会员关怀小组 h和les many of the administrative 和 customer service matters for our members so you can concentrate on what’s important – your customers.

Our team of experts brings harmony to your customers’ employee benefits, 保险, 合规 和 human resources. 联络我们: membercare@americfanexpress.com or (877) 949-7226 today for the solutions you’re searching for!

SBAM The Agent Service Model

We can h和le all OneSource® administration for you!

作为健康和生命代理人, you can save time 和 focus on what you do best by relying on the SBAM 会员关怀小组. Our team provides you with efficient 和 hassle-free solutions for the administration of your SBAM-sponsored groups through our new OneSource® service.

From 新业务 quoting to group maintenance 和 benefit changes, our team has got you covered. All service requests can be easily submitted through our user-friendly 垃圾邮件服务门户, allowing you to streamline your workflow 和 provide the best service to your customers.


  1. Make sure you have an active account in the 垃圾邮件服务门户.
  2. Request a copy of the contract agreement between SBAM 和 your agency to provide the SBAM 成员护理 team access to your BCBSM/BCN Agency portal.
  3. Submit a ticket in the 垃圾邮件服务门户 和 select ‘Agent Service Model’ to upload your signed contract agreement.
  4. Give SBAM delegated authority within your Blue Cross Agent Portal.
联系 us to get started now.

SBAM宣传册 & 形式

Everything you need to enroll 和 service your SBAM customers including Dearborn, 眼镜蛇管理, 和 Section 125 administration. Our solutions provide affordable options to help them attract 和 retain talent 和 stay compliant.



The 垃圾邮件服务门户 is a cloud-based customer service software that provides our members 和 their 保险 agents with support from our 会员关怀小组 that includes smart automations that will help to get things done faster!


生活 & 残疾保险

Group life 和 disability 保险 products from Dearborn 生活 保险 Company, which are offered as Specialty Benefits in cooperation with Blue Cross Blue Shield of Michigan

If you are an agent who needs to become appointed with Dearborn 生活 保险 Company, 请填写 W9形式代理人委任表格.  将填妥的表格寄至  GSB_Commissions@groupspecialtybenefits.comlinnea.keeney@americfanexpress.com. If you have any questions, please contact Linnea.

To receive a quote for SBAM sponsored Dearborn 生活 保险 Company Group 生活 和 Disability,请使用我们的 引用的工具 or email the SBAM enrollment 和 billing team directly at MemberCare@americfanexpress.com.

A person sits at a desk with a laptop open to an 发票.

New 综合评级选项 for SBAM Members

SBAM is now offering a composite rating options for companies enrolled in our sponsored health plan. A 复合率 provides a single premium rate for all enrollees in the group, offering a fair 和 equitable opportunity for all employees. This approach simplifies the premium-setting process for group health 保险, making it easier for employers to manage 和 predict costs.

Person wearing a headset completing cold calls


Valuable product solutions with simple 和 efficient quoting, enrollment 和 billing that makes it easy for you 和 your customers!

  • Exclusive consolidated billing 发票.
  • sam在线服务门户 for communicating with our 成员护理 team.
  • Free OneSource® administration 为您的SBAM客户.
  • Quoting, underwriting, 索赔, 和 enrollment for Dearborn 生活 和 Disability. 
  • 综合评级 option that makes it simple for employers to manage 和 predict 保险 costs.
  • 遵循资源 包括工作场所海报, 就业筛选, 手册, Legal services 和 Summary Plan Description.
  • Pooled Employer Retirement Plan gives agents the opportunity for additional income 和 reduces risk 和 saves money for your customers.


我们爱我们的代理人!  And to show our gratitude, we have the 名人堂 program to reward you for all of your hard work. Discover all the perks you 和 your agency receive:

  • Free VIP level SBAM membership
  • Discounted Non-Blue 和 Non-Sponsored COBRA rates
  • Social media promotion for your Agency
  • Website recognition for your Agency
  • Included in our Lead Distribution program
  • Small Business Briefing interview with Brian Calley
  • 午餐给你和你的员工

〇新业务 100 or more BCBSM/BCN Contracts plus three lines of coverage in COBRA, Dearborn, BCBSM/BCN.
续期业务 200 or more BCBSM/BCN Contracts.



Your customer simply combines their basic plan information with the legal pages we provide 和 the SPD document is ready for distribution to all insured employees. Their company will be compliant with the rules 和 regulations of the DOL.



Your customer’s personal COBRA Coordinator sends all necessary letters 和 notifications, provides a monthly activity report 和 online access to their account, 和 collects premium payments from the COBRA-enrolled beneficiaries.

creative professionals discussing business


Our affordable 和 flexible plans allow your small business customers to offer a complete medical, 牙科, 愿景, life 和 disability package that will save time 和 money while reducing the hassles of offering employee benefit plans.


Flexible Spending Administration

With the cost of health 保险 continuing to rise, most employers ask their employees to share in the cost of health 保险 through premium sharing, deductibles 和 co-保险.  With SBAM’s flexible benefit plan administration in place, both your customer 和 their employees save through tax-preferred methods.

了解更多 about Administration


When your customers join SBAM as a Premium, VIP or Elite level member, they gain access to our 向专家请教 web portal for answers to all their Cybersecurity, HR 和 Legal Questions. 我们的合作伙伴, SensCy, American Society of Employers 和 Taylor English Law, are trusted experts that be relied on for accurate, 及时的信息.

了解更多 about 向专家请教
A person sits at a desk with a laptop open to an 发票.


SBAM提供 复合率 option for our members enrolled in our sponsored health plan. Instead of assigning individual rates to each member of a group based on their age, 性别, 还有其他因素, a 复合率 provides a single premium rate for all members of the group, offering a fair 和 equitable opportunity for all employees.

了解更多 about composite rating.
Smiling woman wearing a headset ready to take your customer service call.

计费 & 招生

SBAM h和les all of the billing 和 enrollment for our sponsored Blue Cross Blue Shield, Blue Care Network 和 Dearborn 生活 保险 Company coverage through our internal member care team here in our Lansing office.

The SBAM 会员关怀小组 will assist you with quoting, 新业务, 政策, amendments 和 cancellations, 代理佣金, 以及现场支持. Your small group customers can contact us for help with all of their 保险 needs.

If you are changing your customer’s existing Blue Cross or BCN coverage to an SBAM-sponsored small group health plan, you’ll need to submit a rollover letter to BCBSM through your online OneSource agent account.

Photo of workers at a construction site


SBAM’s Accident Fund program provides an upfront 5% premium discount, 和 the program is dividend eligible. Dividend eligibility simply means that if the comparison of our premiums earned versus 索赔 paid falls into the right range, 然后你就能拿回钱. We’re pleased to tell you that our enrolled members are receiving a 2% dividend payment this year!

The discounted workers’ compensation rates 和 dividend program available through Accident Fund is a great example of how SBAM, 和 the buying power of our thous和s of members from across Michigan, 能使你的公司受益. The savings you receive are well above the amount you pay for the cost of an SBAM annual membership.

了解更多 about Accident Fund

Pooled Employer Retirement Plan

Take a look at our Pooled Employed Retirement Plan powered by TAG 资源, 泛美, 和格雷斯通咨询公司, a business of Morgan Stanley.  The program is cost effective 和 outsources employer administration 和 liability.  We’ve negotiated exclusive savings for our members including:

  • Additional $500 annual credit for three years when a business establishes a retirement plan with automatic enrollment.
  • 没有初始设置费用.
  • Start up plans may be eligible for up to $5,000 tax credit to cover the TAG annual administrative fee (for 3 years).